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Cardano is a decentralized platform for building and running applications that use blockchain technology. It was created by the company Input Output Hong Kong (IOHK), with the goal of providing a more secure, scalable, and flexible platform for the development of decentralized applications (dApps).

FTM (Fantom) is a decentralized platform for building and running applications that use blockchain technology. It was created by the company Fantom Foundation, with the goal of providing a fast and scalable platform for the development of decentralized applications (dApps).

XLM, also known as Stellar, is a decentralized payment platform that uses blockchain technology. It was created by the Stellar Development Foundation, with the goal of enabling faster, cheaper, and more reliable global financial transactions.

XRP is a digital asset and a payment platform that uses blockchain technology. It was created by the company Ripple Labs, with the goal of enabling faster, cheaper, and more reliable global financial transactions.

Bitcoin is a decentralized digital currency that uses blockchain technology to facilitate fast and secure financial transactions. It was created by an anonymous individual or group of individuals known as Satoshi Nakamoto, and was the first successful implementation of a blockchain-based cryptocurrency.

A smart contract is a program that automatically executes the terms of a contract when certain conditions are met. It is called a "smart" contract because it uses computer code to enforce the terms of the contract, rather than relying on a third party, such as a lawyer or a court, to enforce the terms.